Instacart Mastercard

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "a7dad1e3-5f0e-41e6-921a-f1bee49e3978",
  "name": "Instacart Mastercard",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "5% cash back on Chase Travel purchases (including flights, hotels and more); 5% cash back on qualifying Instacart purchases for on your first $6,000 spent, up to $6,000 per year; 2% cash back on restaurants including orders on Instacart powered by Uber Eats; 2% cash back on gas stations; 2% cash back on select streaming services; 1% cash back on all other purchases"
  },
  "earnRules": {
    "rules": [
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Plus, 1% cash back on all other purchases.*"
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "Chase Travel purchases",
        "cap": null,
        "scope": null,
        "notes": "including flights, hotels and more",
        "evidenceQuote": "5% cash back on Chase Travel purchases*, and 2% cash back at restaurants, gas stations, and on select streaming services.*"
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "online_retail",
        "categoryRaw": "qualifying Instacart purchases",
        "cap": {
          "amount": 6000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "on your first $6,000 spent annually",
        "notes": null,
        "evidenceQuote": "Earn 5% cash back on qualifying Instacart purchases on your first $6,000 spent annually*"
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "restaurants",
        "cap": null,
        "scope": "including orders on Instacart powered by Uber Eats",
        "notes": null,
        "evidenceQuote": "2% Cash Back\n\nat restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*"
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2% Cash Back\n\nat restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*"
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "streaming",
        "categoryRaw": "select streaming services",
        "cap": null,
        "scope": "select",
        "notes": null,
        "evidenceQuote": "2% Cash Back\n\nat restaurants, including orders on Instacart powered by Uber Eats, gas stations, and on select streaming services.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "$50 Instacart credit upon approval",
        "value": {
          "amount": 50,
          "currency": "USD"
        },
        "frequency": "one_time",
        "category": "retail",
        "categoryRaw": "Instacart credit",
        "vendor": "Instacart",
        "notes": null,
        "evidenceQuote": "Get a $50 Instacart credit automatically upon approval*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 50,
      "bonusUnit": "dollars",
      "spendRequired": null,
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "automatically upon approval; not eligible if previously had the Instacart Mastercard"
      },
      "offerUrl": "https://creditcards.chase.com/cash-back-credit-cards/instacart",
      "tiers": [],
      "notes": "Instacart credit",
      "evidenceQuote": "Get a $50 Instacart credit automatically upon approval*"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-07-08T21:58:26.389Z"
}