United Club

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "b25a3e81-53f4-4ae9-9c2e-f0757add956e",
  "name": "United Club",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 695,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 5x miles on eligible United flights and all other eligible United purchases, 5x on prepaid Renowned Hotels and Resorts stays, 2x on all other travel and dining including eligible delivery services, and 1x on all other purchases."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 5,
        "multiplier": "x",
        "category": "flights",
        "categoryRaw": "eligible United flights",
        "cap": null,
        "scope": null,
        "notes": "6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club Card. Mileage earning differs for Basic Economy or base option tickets. Premier members earn even more.",
        "evidenceQuote": "NEW! 11x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 5x miles on entire United purchase with the United Club Card."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other eligible United purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "NEW! 5x miles on all other eligible United purchases.*"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers",
        "cap": null,
        "scope": "when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers",
        "notes": null,
        "evidenceQuote": "5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers.*"
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls",
        "cap": null,
        "scope": null,
        "notes": "Includes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.",
        "evidenceQuote": "2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls."
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining including eligible delivery services",
        "cap": null,
        "scope": null,
        "notes": "Includes eligible delivery services.",
        "evidenceQuote": "2x miles on dining including eligible delivery services."
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "1x mile on all other purchases.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Global Entry, TSA PreCheck® or NEXUS fee credit",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "fee_waiver",
        "categoryRaw": "fee credit",
        "vendor": null,
        "notes": "statement credit as reimbursement for the application fee when charged to your card",
        "evidenceQuote": "Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.*"
      },
      {
        "description": "Renowned Hotels and Resorts for United® Cardmembers hotel accommodations credit",
        "value": {
          "amount": 200,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "statement credits each anniversary year on hotel accommodations",
        "vendor": "Renowned Hotels and Resorts for United® Cardmembers",
        "notes": "prepay directly through Renowned Hotels and Resorts with your United ClubSM Card",
        "evidenceQuote": "Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United ClubSM Card.*"
      },
      {
        "description": "rideshare purchases statement credits",
        "value": {
          "amount": 150,
          "currency": "USD"
        },
        "frequency": "annual",
        "category": "ride_share",
        "categoryRaw": "credits on rideshare purchases",
        "vendor": null,
        "notes": "yearly opt-in required; up to $12 back each month from January through November, and up to $18 back for December",
        "evidenceQuote": "Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United ClubSM Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December."
      },
      {
        "description": "United travel credits on Avis or Budget car purchases",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "United travel credits annually",
        "vendor": "Avis or Budget",
        "notes": "for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United ClubSM Card; receive $50 in United® TravelBank cash",
        "evidenceQuote": "Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comOpens in a new window and paid for with your United ClubSM Card.*"
      },
      {
        "description": "Instacart credits",
        "value": {
          "amount": 240,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "retail",
        "categoryRaw": "Instacart credits monthly",
        "vendor": "Instacart",
        "notes": "benefits end 12/31/27; two $10 credits monthly",
        "evidenceQuote": "Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United ClubSM Card."
      },
      {
        "description": "JSX purchases statement credit",
        "value": {
          "amount": 200,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "travel",
        "categoryRaw": "credits on JSX purchases annually",
        "vendor": "JSX",
        "notes": "book flights directly with JSX using your United ClubSM Card",
        "evidenceQuote": "Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United ClubSM Card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 80000,
      "bonusUnit": "miles",
      "spendRequired": {
        "value": 5000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "Not available to current United Club cardmembers or prior cardmembers who received this card bonus in the past 24 months."
      },
      "offerUrl": "https://creditcards.chase.com/travel-credit-cards/united/club-infinite?iCELL=61FY",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "miles",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an authorized user in the first 3 months the account is open.",
            "windowDays": 90
          },
          "notes": null
        }
      ],
      "notes": "Up to 90,000 miles total across the spend award and authorized-user tier.",
      "evidenceQuote": "Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. * Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open. * This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:51:32.445Z"
}