One Key+ Card

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "c86bdab8-9e0d-4a15-82e7-30c3662f69fe",
  "name": "One Key+ Card",
  "issuer": {
    "id": "76040e3b-cc4d-4ea1-ae8e-7e406552ea0c",
    "slug": "wells-fargo",
    "displayName": "Wells Fargo"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 99,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo, gas stations (including electric vehicle charging stations), grocery stores and dining, and 2% on other purchases. OneKeyCash is not redeemable for cash and can only be used on Expedia, Hotels.com and Vrbo."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "%",
        "category": "travel_portal",
        "categoryRaw": "on Expedia, Hotels.com and Vrbo",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% in OneKeyCash* on Expedia, Hotels.com and Vrbo2"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "groceries",
        "categoryRaw": "grocery stores",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining"
      },
      {
        "rate": 3,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "3% at gas stations, grocery stores and on dining"
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "on other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "2% on other purchases2"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Anniversary OneKeyCash",
        "value": {
          "amount": 100,
          "currency": "USD"
        },
        "frequency": "anniversary",
        "category": "anniversary_bonus",
        "categoryRaw": "OneKeyCash",
        "vendor": "One Key",
        "notes": "Account must remain open, not delinquent and not in default. Awarded at the end of the anniversary billing cycle; expires 12 months after issuance. Redeemable only on Expedia, Hotels.com and Vrbo.",
        "evidenceQuote": "You will earn $100 in OneKeyCash (your “anniversary bonus”) each 12 month period (an “anniversary year”) that your card account remains open, not delinquent, and not in default at the time the award is issued."
      },
      {
        "description": "Trusted Traveler Program application or renewal statement credit",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "travel",
        "categoryRaw": "Trusted Traveler Program",
        "vendor": "Global Entry or TSA PreCheck",
        "notes": "Up to $120 for the first eligible application or renewal fee posted every four years, paid with this card through an authorized enrollment provider. Reimbursement is limited to the actual fee.",
        "evidenceQuote": "This benefit provides a statement credit up to $120 when you use your eligible One Key+ Card to pay for a Trusted Traveler Program (such as Global Entry ® or TSA PreCheck ® ) application fee or renewal fee. Your account is eligible for one (1) statement credit every four (4) years for whichever application fee or renewal fee transaction posts to your account first."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 350,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 3000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 48,
        "applyByDate": null,
        "notes": "May not be eligible if a One Key, One Key+, or Hotels.com Card was opened within the last 48 months, even if closed; current open accounts may also prevent eligibility."
      },
      "offerUrl": "https://creditcards.wellsfargo.com/one-key-plus-credit-card/?lp_cx_nm=CXNAME_CSMPD",
      "tiers": [],
      "notes": "Awarded as OneKeyCash within 1–2 billing periods after earned; not redeemable for cash. Offer varies by marketing channel.",
      "evidenceQuote": "To qualify for $350 in OneKeyCash, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T21:23:07.115Z"
}