Ink Business Cash

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "d23b7762-a37d-4d77-870a-0b8d1edaaba8",
  "name": "Ink Business Cash",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 3
  },
  "rewardSummary": {
    "text": "Earn 5% cash back at office supply stores and on internet, cable and phone services; 2% at gas stations and restaurants; and unlimited 1% on all other purchases. Earn 5% total cash back on Lyft rides through September 30, 2027."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 5,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "office supply stores",
        "cap": {
          "amount": 25000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "Combined with internet, cable and phone services and office supply stores; first $25,000 each account anniversary year.",
        "notes": null,
        "evidenceQuote": "Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "other",
        "categoryRaw": "internet, cable and phone services",
        "cap": {
          "amount": 25000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "Combined with internet, cable and phone services and office supply stores; first $25,000 each account anniversary year.",
        "notes": null,
        "evidenceQuote": "Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year."
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": {
          "amount": 25000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "Combined gas stations and restaurants; first $25,000 each account anniversary year.",
        "notes": null,
        "evidenceQuote": "Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year."
      },
      {
        "rate": 2,
        "multiplier": "%",
        "category": "dining",
        "categoryRaw": "restaurants",
        "cap": {
          "amount": 25000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "Combined gas stations and restaurants; first $25,000 each account anniversary year.",
        "notes": null,
        "evidenceQuote": "Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year."
      },
      {
        "rate": 1,
        "multiplier": "%",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 1% cash back on all other purchases–with no limit to the amount you can earn."
      },
      {
        "rate": 5,
        "multiplier": "%",
        "category": "travel_general",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "Through September 30, 2027.",
        "notes": null,
        "evidenceQuote": "Earn a total of 5% cash back on Lyft rides through September 30, 2027 with your Chase Ink Business Cash card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Complimentary three-month Instacart+ membership",
        "value": null,
        "frequency": "one_time",
        "category": "retail",
        "categoryRaw": "lnstacart+ membership",
        "vendor": "Instacart",
        "notes": "Enrollment required. Auto renews at $99/year after complimentary period. Benefits end December 31, 2027.",
        "evidenceQuote": "Spend more time focused on your business and less time shopping when you enroll in your complimentary three-month lnstacart+ membership (auto renews at $99/year after complimentary period)."
      },
      {
        "description": "$20 monthly Instacart credit after activating Instacart+ membership",
        "value": {
          "amount": 20,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "retail",
        "categoryRaw": "Instacart credit",
        "vendor": "Instacart",
        "notes": "Enrollment required; loaded into Instacart Business Account. Benefits end December 31, 2027.",
        "evidenceQuote": "Plus, once activated, lnstacart+ members get a $20 Instacart credit each month automatically loaded into their lnstacart Business Account. * Enrollment Required. Benefits end 12/31/27."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 750,
      "bonusUnit": "dollars",
      "spendRequired": {
        "value": 6000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility."
      },
      "offerUrl": "https://creditcards.chase.com/business-credit-cards/ink/cash",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn $750 cash back after you spend $6,000 on purchases in the first 3 months after account opening. * The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_value",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:42:44.835Z"
}