Choice Privileges Select Mastercard

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "d94e1385-2fd4-4796-ab1a-4e3f0a18b50e",
  "name": "Choice Privileges Select Mastercard",
  "issuer": {
    "id": "76040e3b-cc4d-4ea1-ae8e-7e406552ea0c",
    "slug": "wells-fargo",
    "displayName": "Wells Fargo"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 95,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 10 points per $1 on eligible Choice hotel stays and Choice Privileges point purchases; 5 points per $1 at gas stations, EV charging stations, grocery stores, home improvement stores, and phone plan services; and 1 point per $1 on other qualifying purchases. Points are redeemable only at Choice Privileges."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 10,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "stays at participating Choice Hotels® properties",
        "cap": null,
        "scope": "Qualifying net purchases at eligible hotel locations booked through Choicehotels.com, the Choice Hotels mobile app, Choice Hotels Service Center, or directly with a Choice Hotels brand hotel. Terms include eligible Choice and non-Choice hotels and resorts.",
        "notes": null,
        "evidenceQuote": "10 points (one base point and nine bonus points) (1) You earn ten points for every $1.00 you spend on stays at Eligible Locations with your Card Account on Qualifying Net Purchases."
      },
      {
        "rate": 10,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "Choice Privileges point purchases",
        "cap": null,
        "scope": "Qualifying net purchases of Choice Privileges points on the card account.",
        "notes": null,
        "evidenceQuote": "Earn 10 points (1 base plus 9 bonus points) per $1.00 spent on qualifying net purchases of Choice Privileges points made on the Card Account."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": "Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations.",
        "notes": null,
        "evidenceQuote": "5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 5"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "groceries",
        "categoryRaw": "grocery stores",
        "cap": null,
        "scope": "Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Groceries: grocery stores, supermarkets, delis and bakeries.",
        "notes": null,
        "evidenceQuote": "5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 5"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "home_improvement",
        "categoryRaw": "home improvement stores",
        "cap": null,
        "scope": "Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Home improvement: home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services.",
        "notes": null,
        "evidenceQuote": "5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 5"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "phone plan services",
        "cap": null,
        "scope": "Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Telephone plans: landline and cell phone providers considered telecommunication services.",
        "notes": null,
        "evidenceQuote": "5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 5"
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "ev_charging",
        "categoryRaw": "electric vehicle charging stations",
        "cap": null,
        "scope": "Qualifying net purchases at merchants classified under the corresponding Mastercard merchant code. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations.",
        "notes": null,
        "evidenceQuote": "5X points on purchases at gas stations, grocery stores, home improvement stores and on phone plan services 5"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "other purchases",
        "cap": null,
        "scope": "Other qualifying net purchases.",
        "notes": null,
        "evidenceQuote": "Other purchases: 1 rewards point will be earned per $1 spent on other net purchases."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Trusted Traveler Program statement credit for Global Entry® or TSA PreCheck® application or renewal fee",
        "value": {
          "amount": 120,
          "currency": "USD"
        },
        "frequency": "every_four_years",
        "category": "fee_waiver",
        "categoryRaw": "statement credit",
        "vendor": null,
        "notes": "Reimbursement for the application or renewal fee charged to your Choice Privileges® Select Mastercard®; one statement credit every four years; first posted application or renewal fee transaction only.",
        "evidenceQuote": "Enroll in a Trusted Traveler Program (such as Global Entry® or TSA PreCheck®) and receive one statement credit up to $120 every four years as reimbursement for the application or renewal fee charged to your Choice Privileges® Select Mastercard®."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 60000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 3000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 15,
        "applyByDate": null,
        "notes": "May not be eligible if either Choice Privileges Mastercard variant was opened within the last 15 months, even if closed with a zero balance. Existing account holders may not qualify; only one account is allowed."
      },
      "offerUrl": "https://creditcards.wellsfargo.com/wells-fargo-choice-privileges-credit-cards/",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "To qualify for the 60,000 bonus points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-29T20:13:13.758Z"
}