Ink Business Preferred

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "df331af0-cca4-4c70-906d-de45074b01da",
  "name": "Ink Business Preferred",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 95,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "3X points on Travel, Advertising purchases made with social media sites and search engines, Shipping purchases, and Internet, cable and phone services for combined purchases, up to $150,000 per year; 1X points on all other purchases for no limit to the amount you can earn; 5X points on Lyft rides for purchased through the Lyft mobile application through 09/30/2027 (Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.)"
  },
  "earnRules": {
    "rules": [
      {
        "rate": 3,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "Travel",
        "cap": {
          "amount": 150000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
        "notes": "combined purchases in the following categories",
        "evidenceQuote": "Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year.*"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "Shipping purchases",
        "cap": {
          "amount": 150000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
        "notes": "combined purchases in the following categories",
        "evidenceQuote": "Shipping purchases"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "Advertising purchases made with social media sites and search engines",
        "cap": {
          "amount": 150000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
        "notes": "combined purchases in the following categories",
        "evidenceQuote": "Advertising purchases made with social media sites and search engines"
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "Internet, cable and phone services",
        "cap": {
          "amount": 150000,
          "currency": "USD",
          "period": "annual"
        },
        "scope": "first $150,000 spent in combined purchases in the following categories each account anniversary year",
        "notes": "combined purchases in the following categories",
        "evidenceQuote": "Internet, cable and phone services"
      },
      {
        "rate": 1,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": "no limit to the amount you can earn",
        "notes": null,
        "evidenceQuote": "Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn."
      },
      {
        "rate": 5,
        "multiplier": "x",
        "category": "travel_general",
        "categoryRaw": "Lyft rides",
        "cap": null,
        "scope": "purchased through the Lyft mobile application through 09/30/2027",
        "notes": "Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products.",
        "evidenceQuote": "Earn a total of 5x points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": {
    "credits": [
      {
        "description": "Up to $10 a month on grocery and retail DoorDash orders",
        "value": {
          "amount": 10,
          "currency": "USD"
        },
        "frequency": "monthly",
        "category": "retail",
        "categoryRaw": "grocery and retail DoorDash orders",
        "vendor": "DoorDash",
        "notes": "Requires activating DashPass membership with a Chase Ink Business Preferred card; membership must be activated by December 31, 2027.",
        "evidenceQuote": "you'll receive up to $10 a month on grocery and retail DoorDash orders.*"
      }
    ],
    "extractionCompleteness": "complete"
  },
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 100000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 8000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": null,
        "applyByDate": null,
        "notes": "The new cardmember bonus may not be available to you if you have ever had this card."
      },
      "offerUrl": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred?iCELL=6C1Y",
      "tiers": [],
      "notes": null,
      "evidenceQuote": "Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.*"
    }
  ],
  "factStates": {
    "annualFee": "confirmed_value",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "confirmed_value",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": true,
    "welcomeBonus": true
  },
  "updatedAt": "2026-07-08T23:09:15.969Z"
}