IHG One Rewards Traveler

{
  "catalogPolicyVersion": "us-card-catalog-v1",
  "factKnowledgePolicyVersion": "card-fact-knowledge-v1",
  "id": "fdfb79b4-7fd7-47a9-ac1b-183459e79934",
  "name": "IHG One Rewards Traveler",
  "issuer": {
    "id": "19dd054c-b2ef-4683-a963-ce95509dd5df",
    "slug": "chase",
    "displayName": "Chase"
  },
  "lifecycleStatus": "accepting_applications",
  "annualFee": {
    "amount": 0,
    "currency": "USD"
  },
  "foreignTransactionFee": {
    "percent": 0
  },
  "rewardSummary": {
    "text": "Earn 5X points at IHG Hotels and Resorts, 3X points on dining, utilities, select streaming services and gas stations, and 2X points on all other purchases. Rates are per $1 spent."
  },
  "earnRules": {
    "rules": [
      {
        "rate": 5,
        "multiplier": "x",
        "category": "hotels",
        "categoryRaw": "IHG ® Hotels and Resorts",
        "cap": null,
        "scope": "Stays at IHG Hotels and Resorts; card earnings only.",
        "notes": null,
        "evidenceQuote": "Up to 17X total points at IHG ® Hotels and Resorts That's 5X points with this card. * Plus up to 10X points from IHG ® on stays for being an IHG One Rewards member. * Plus up to 2X points from IHG ® on stays with Silver Elite Status, a benefit of this card."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "dining",
        "categoryRaw": "dining",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "other",
        "categoryRaw": "utilities",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "streaming",
        "categoryRaw": "select streaming services",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases."
      },
      {
        "rate": 3,
        "multiplier": "x",
        "category": "gas",
        "categoryRaw": "gas stations",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases."
      },
      {
        "rate": 2,
        "multiplier": "x",
        "category": "everything_else",
        "categoryRaw": "all other purchases",
        "cap": null,
        "scope": null,
        "notes": null,
        "evidenceQuote": "Earn 3X total points on dining, utilities, select streaming services, and at gas stations. * Earn 2X points per $1 spent on all other purchases."
      }
    ],
    "extractionCompleteness": "complete"
  },
  "creditsSummary": null,
  "welcomeBonuses": [
    {
      "audience": "public",
      "bonusValue": 80000,
      "bonusUnit": "points",
      "spendRequired": {
        "value": 2000,
        "currency": "USD",
        "windowDays": 90
      },
      "eligibility": {
        "requiresNewCustomer": true,
        "bonusLockoutMonths": 24,
        "applyByDate": null,
        "notes": "This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products."
      },
      "offerUrl": "https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/traveler?iCELL=61FY",
      "tiers": [
        {
          "position": 2,
          "bonusValue": 10000,
          "bonusUnit": "points",
          "spendRequired": null,
          "qualification": {
            "type": "authorized_user",
            "description": "Add an authorized user to the account in the first 3 months from account opening.",
            "windowDays": 90
          },
          "notes": null
        }
      ],
      "notes": null,
      "evidenceQuote": "Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening."
    }
  ],
  "factStates": {
    "annualFee": "confirmed_none",
    "foreignTransactionFee": "confirmed_none",
    "rewardSummary": "confirmed_value",
    "earnRules": "confirmed_value",
    "credits": "not_yet_reviewed",
    "welcomeBonus": "confirmed_value"
  },
  "sourceSupport": {
    "annualFee": true,
    "foreignTransactionFee": true,
    "rewardSummary": true,
    "earnRules": true,
    "credits": false,
    "welcomeBonus": true
  },
  "updatedAt": "2026-09-30T22:41:52.436Z"
}